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With schools back in session and the fall season approaching, homeowners will soon be faced with the annual task of preparing their backyard oasis for the off-season. Closing your pool properly is essential to protect your investment and ensure an easier, cleaner opening next year. 

Whether you handle the job yourself or hire a professional, here are some key end-of-summer pool closing tips every homeowner should know:

1. Balance the Water Chemistry

Before shutting down your pool, it's important to test and adjust the water chemistry. A balanced pH, alkalinity, and calcium hardness level prevents scaling, corrosion, and staining during the winter months. Additionally, shocking the pool with chlorine or a non-chlorine alternative helps eliminate any lingering bacteria or algae that could thrive while the pool is covered. Taking the time to treat the water now properly will save you from headaches and costly cleanups in the spring.

2. Clean Thoroughly

Give your pool a deep clean before closing. Skim the surface to remove leaves and debris, vacuum the bottom, and brush the walls to keep algae growth at bay. Pay extra attention to skimmer baskets and the pump strainer, as any buildup left behind can cause problems when you reopen the pool. Think of this step as "resetting" your pool, leaving it fresh and ready for the months ahead.

3. Protect Your Equipment

Your pool's equipment — such as the pump, filter, and heater — requires care before being shut down. Drain any water from the equipment to prevent freezing and cracking. If you have a sand or DE filter, backwash it; if you have a cartridge filter, remove and clean it thoroughly. Store removable parts indoors if possible. Lubricating o-rings and seals will also help keep them in good shape through the colder months.

4. Lower the Water Level

Depending on the type of pool and cover you have, you may need to lower the water level before closing. For most pools, the water should sit just below the skimmer opening to prevent freezing damage. However, some modern pool covers are designed to accommodate a full water level, so always check your cover manufacturer's instructions before draining.

5. Use Winterizing Chemicals

In addition to balancing your pool water, consider adding a winterizing chemical kit. These typically include algaecides, scale inhibitors, and chlorine alternatives that keep water clear and sanitary throughout the off-season. While not mandatory, winterizing chemicals provide an extra layer of protection — especially for pools in regions with harsh winters.

6. Cover It Securely

A high-quality pool cover is essential for keeping out debris, animals, and harsh weather. Ensure your cover fits tightly and is secured with water bags, cables, or anchors, depending on your pool type. A sagging or loose cover can let in dirt, leaves, and even pests, making your spring opening more difficult. For safety, double-check that your cover is strong enough to support the weight of snow or ice if you live in a colder climate.

7. Plan for Spring 

Finally, think ahead. Make a quick checklist of what you've done during closing so you'll know exactly where you left off when it's time to reopen. Note any maintenance tasks that may be needed, such as repairing a liner, replacing parts, or upgrading equipment. By preparing now, you'll be ready to dive back in as soon as the warm weather returns.

Closing your pool may feel bittersweet, but doing it properly helps protect your investment and ensures a smooth start to next season. With balanced water, clean equipment, and a secure cover, you'll have peace of mind all winter long.

As a homeowner, you’re likely diligent about the basics—mowing the lawn, touching up paint, and cleaning regularly. But what about the critical home maintenance tasks you don’t see every day?

Research shows that home maintenance frequently takes a backseat, even with the best intentions. In fact, a recent survey found that 60% of homeowners have postponed necessary maintenance or repairs, while 40% admit to paying for a major home repair that could have been avoided with better upkeep.¹

Still, it’s not just about avoiding costly emergencies—it’s also about maximizing the return on your biggest investment. According to research by Thumbtack, homeowners who do put in the extra care are rewarded: Well-maintained homes sell for an average of 10% more.²

Let’s explore 10 often overlooked home maintenance tasks and how they can save you thousands in long-term costs.

1. Gutter Cleaning: Your First Line of Protection

Clogged gutters can cause water to overflow and seep into your home’s foundation, attic, or siding. Left unchecked, this can lead to foundation damage, rot, and even flooding.

The real cost of neglect: While professional gutter cleaning averages $212, it’s far less than the potential repair bills.³ The average cost to repair a flooded basement, for example, is a whopping $43,000 according to the Government of Canada.⁴

Your action plan:

• Clean gutters at least twice annually—in spring and fall.
• Use a gutter scoop or hose to remove debris.
• Consider investing in gutter guards to reduce future clogs.

This small task prevents major structural damage and prolongs the life of your home’s exterior.

2. HVAC Filter Replacement: Small Task, Major Impact

A dirty HVAC filter reduces airflow, causes your system to work harder, and increases energy use. It can also lead to health concerns from trapped contaminants circulating in your home’s air.

The hidden costs: Natural Resources Canada confirms that routine maintenance, including replacing clogged filters, can reduce energy consumption by 10-20%.⁵ Neglected maintenance, on the other hand, can lead to higher utility bills and costly repairs.

Your maintenance routine:

• Replace filters every 1–3 months, depending on filter type, usage, and the number of pets in your home.
• Opt for MERV 8–13 filters for efficiency and air quality balance.
• Schedule annual professional servicing (around $100-$250) to catch hidden issues early.⁶

This simple task protects both your monthly utility bills and your HVAC system's lifespan.

3. Water Heater Flushing: Preventing Sediment Buildup

Over time, sediment accumulates in your water heater tank, reducing efficiency and shortening the unit's lifespan. Left unchecked, this buildup can cause leaks or complete tank failure.

The financial reality:  Regular flushing prevents early replacement and may be required to maintain your water heater’s warranty. You can do it yourself or hire a professional.⁷

Your annual process:

• Turn off power and water supply to the unit
• Attach a hose to the drain valve and empty the tank completely
• Check your anode rod; it may need to be replaced every 3–5 years.

This simple routine extends your water heater’s life and preserves energy efficiency.

4. Dryer Vent Cleaning: A Critical Safety Task

Lint-clogged dryer vents aren't just an efficiency problem—they're a common cause of house fires in Canada.⁸ They also force your dryer to work harder and longer for each load.

The cost factor: Professional cleaning averages $100-$200 nationally, while fire-related damage can run into the tens of thousands.⁹

Your safety protocol:

• Clean dryer vents every six months using a brush kit, or call in a professional.
• Replace plastic ducts with rigid metal ones, which resist lint clogs.
• Monitor drying times—longer than usual may signal a blockage.

This potentially life-saving task improves both safety and appliance efficiency.

5. Refrigerator Coil Cleaning: The 35% Energy Drain

Your refrigerator’s coils help expel heat. When coated in dust, they force the compressor to work harder, increasing energy bills and shortening appliance lifespan.

The efficiency impact: Dirty coils can increase energy use by up to 35% and, over time, can lead to costly repairs or replacement.¹⁰

Your simple solution:

• Check your manufacturer’s guidelines; many recommend cleaning every six months.
• Locate coils behind or at the bottom of the unit and use a vacuum or coil brush to remove dust and debris.
• Keep condenser fan areas unobstructed.

This $0 DIY task can trim your electricity bill—and prevent early breakdown.

6. Garage Door Lubrication: Prevents Costly Repairs

A squeaky garage door means friction—and friction leads to wear on moving parts, costly spring damage, and failed openers.

The mechanical reality:  A new garage door can cost around $2000, while a can of lubricant only costs about $10.¹¹

Your annual routine:

• Check the manufacturer’s guidelines to choose the right lubricant for your garage door.
• Prioritize safety: Ensure the door is fully closed and cut the electricity.
• Check for any signs of damage before proceeding, and call in a pro if needed.¹²

This simple task eliminates squeaks and avoids expensive repairs.

7. Sump Pump Testing: Your Basement's Guardian

Your sump pump quietly protects your basement from water damage—but it needs testing to ensure it works when you need it most.

The flood prevention factor: Sump pump failure during a storm can result in tens of thousands of dollars in cleanup costs.⁴

Your quarterly test:

• Pour water into the pit to ensure the float triggers the pump.
• Confirm pump and drainage are working correctly.
• Clean the inlet screen once per year to avoid clogs.

This 10-minute check gives peace of mind and avoids major flood damage.

8. Chimney Cleaning: Preventing House Fires

Creosote buildup in chimneys is a common cause of Canadian house fires in the fall and spring.¹³

The fire prevention imperative: Professional cleaning can cost a few hundred dollars, but it’s crucial for anyone burning wood. The cost of ignoring this task includes chimney repairs and fire damage that can devastate homes.¹⁴

Your annual safety check:

• Hire professionals for a thorough inspection and sweeping.
• Use only seasoned wood to reduce creosote buildup.
• Install a chimney cap to block debris and critters.

Professional chimney maintenance is a non-negotiable safety investment.

9. Roof Inspection: Protecting Your Shelter

Missing shingles, damaged flashing, or small leaks can quickly escalate into structural damage and mould problems if left unaddressed. Canada's harsh weather conditions make regular roof inspections particularly crucial.

The structural stakes: Roof inspections can cost a few hundred dollars, while full replacements typically cost $4-$7 per square foot for an asphalt shingle roof.¹⁵

Your inspection process:

• Twice per year, perform a DIY inspection for missing shingles, cracked flashing, and sagging areas.
• Check your attic for stains or leaks after rainfall.
• Consider a professional inspection every 1-2 years, depending on your risk factors.¹⁶

Early intervention prevents thousands in repairs and helps retain resale value.

10. Water Pressure Monitoring: Protecting Your Plumbing

Many homeowners never check their home’s water pressure, but levels above 80 psi can damage pipes, appliances, and fixtures throughout your home, leading to premature failures and leaks.

The pressure problem: Water pressure that’s too high can damage your pipes and lead to expensive repairs or flooding. Pressure that’s too low can impact the performance of your faucets and appliances.¹⁷

Your annual check:

• Use a water pressure gauge connected to an outdoor faucet.
• Ideal pressure: 40-60 psi. Install a regulator if it runs high.
• Monitor for sudden changes that could signal a plumbing issue.¹⁷

This small check helps you avoid hidden damage to your entire plumbing system.

Creating Your Home Maintenance Schedule

Rather than reacting to emergencies, create a proactive plan. Here's a maintenance chart that puts it all in one place:

BOTTOM LINE

Proactive home maintenance isn’t optional—it’s essential. The ten tasks above are often overlooked, but they’re critical to preserving your home’s safety, energy efficiency, and resale value.

Ultimately, your home is an investment. Consistent upkeep helps you avoid emergencies, save on utilities, and protect your equity for the long term.

Ready to create a tailored maintenance plan for your home? I can connect you with trusted local service pros and show you how proactive upkeep contributes to your home's market value. Let’s talk about keeping your home in peak condition—and protecting one of your most valuable investments.

Sources

1. Finance Buzz -
   https://financebuzz.com/homeowner-maintenance-repairs-survey
2. Thumbtack -
   https://blog.thumbtack.com/investing-in-home-maintenance-pays-off-yet-the-majority-of-homeowners-are-under-budgeting-84426995b6c5
3. Bark -
   https://www.bark.com/en/ca/gutter-cleaning-repairs/gutter-cleaning-cost/
4. Government of Canada -
   https://www.canada.ca/en/campaign/flood-ready/know-the-risks/cost-floods.html
5. Natural Resources Canada -
   https://natural-resources.canada.ca/energy-efficiency/energy-star/energy-efficiency-reference-guide-compressed-air#
6. FurnacePrices.ca -
   https://www.furnaceprices.ca/posts/annual-hvac-maintenance/
7. Home Depot -
   https://www.homedepot.com/c/ah/how-to-flush-a-water-heater/9ba683603be9fa5395fab901d7efffcd
8. CBC -
   https://www.cbc.ca/news/canada/nova-scotia/fire-hazard-clothes-dryer-1.4400429
9. 1CleanAir -
   https://1cleanair.ca/duct-cleaning/dryer-vent-cleaning/cost-canada/
10. U.S. Department of Energy -
    https://www.energy.gov/energysaver/purchasing-and-maintaining-refrigerators-and-freezers
11. NerdWallet -
    https://www.nerdwallet.com/ca/mortgages/garage-door-replacement-cost-in-canada
12. Lowes -
    https://www.lowes.com/n/how-to/how-to-lubricate-garage-door
13. Firefighting in Canada -
    https://www.firefightingincanada.com/trainers-corner-tactics-and-tips-for-chimney-fires/
14. Government of Canada -
    https://publications.gc.ca/site/archivee-archived.html?url=https://publications.gc.ca/collections/Collection/M144-93-1-2005E.pdf
15. NerdWallet -
    https://www.nerdwallet.com/ca/mortgages/roof-replacement-cost-in-canada
16. Angi -
    https://www.angi.com/articles/how-much-does-roof-inspection-cost.htm

The Spruce -

The Ottawa real estate market continues to show signs of balance and resilience heading into the summer months. While June 2025 brought solid year-over-year gains in several housing segments, others—particularly the condo market—faced ongoing challenges. Here’s what buyers and sellers need to know based on the most recent data available.

📈 Prices Remain Stable, But Not Uniform

• Average home price in Ottawa hit $723,152 in June—up 5.3% from June 2024, though slightly down 0.8% from the previous month.

• Median price settled at $665,000, up 3.3% year-over-year.

• Benchmark price rose to $634,300, a modest 1.6% annual gain.

These figures suggest a broadly stable market with steady, sustainable growth—particularly in the low-rise housing segments.

🏠 Segment Snapshot: What’s Hot & What’s Not

• Single-Family Homes
  The average price for a detached home climbed to $872,000, a 5.1% year-over-year increase. The benchmark price of $707,600 also reflects healthy appreciation.

• Townhouses
  Townhomes emerged as the market’s strongest performer. With an average price of $572,000 (up 3.2%), some reports show the benchmark price climbing as high as $467,900—a 9% year-over-year increase.

• Condos/Apartments
  This segment continues to underperform. Average prices dropped 8.1% to $419,000, and sales volume declined by nearly 20%. Rising condo fees, increasing supply, and affordability issues have pushed many first-time buyers to seek alternatives.

📊 Sales Activity & Inventory Trends

• 1,602 homes sold in June, representing a 10.6% year-over-year increase—but an 11.3% drop from May.

• Total sales volume reached $1.15 billion, up 16.3% from the same time last year.

• New listings rose to 2,933 (+13.8% YOY), while active listings hit 4,350 (+11.6% YOY).

• Months of inventory remained stable at 2.7 months, suggesting a balanced market.

💰 Mortgage Rate Watch

As of late July, the lowest available 3-year fixed mortgage rate hovered around 4.04%. While still elevated compared to pre-2022 levels, this represents a relative plateau, giving buyers a bit more confidence in planning.

🔎 What This Means for Buyers & Sellers

• Buyers now have more choices and a slightly less frenzied pace, particularly in the condo market. Strategic decisions and thorough due diligence remain essential, especially in neighbourhoods with newer developments.

• Sellers need to be price-savvy. With more inventory on the market, listings that are properly priced and well-prepared are still moving—especially in the townhouse and single-family segments.

📝 Final Thoughts

While the condo segment is experiencing headwinds, Ottawa’s overall housing market remains stable and moderately active. The delayed spring market has pushed momentum later into the summer, with townhouses leading the charge and detached homes showing steady appreciation.

If you're considering buying or selling in Ottawa, it's more important than ever to have a trusted, local real estate expert by your side. Let’s chat about your goals and how we can make the most of the current market conditions.

📩 Ready to make a move?
Get in touch today for a personalized strategy tailored to your needs.

Sources:

crea.ca

cmhc-schl.gc.ca

oreb.ca

A recent survey found that 25% of Canadian homeowners have a renovation project planned in the coming year.¹ If you’re among them, you know that embarking on home improvements can be both exciting and daunting. According to home services platform HomeStars, the national median renovation budget is around $12,000, so you're probably investing a significant amount—and you'll want to ensure your project’s success.²

One of the most critical decisions you'll make is choosing the right contractor to bring your vision to life. However, many homeowners fall into common pitfalls during this process, leading to stress, financial strain, and subpar results. 

In this guide, we'll explore seven mistakes to avoid when hiring a contractor to ensure your project runs smoothly from start to finish.

1. SKIPPING THE RESEARCH PHASE

A common mistake homeowners make is rushing into hiring a contractor without proper research. But to ensure the success of your renovation, it’s crucial to take time to meet with multiple candidates and educate yourself on best practices surrounding your project.

If you bypass the interview process, you miss the opportunity to evaluate different approaches, pricing, and expertise. This can result in overpaying or hiring someone whose skills and vision do not align with your needs.

Neglecting to research the processes and steps involved can also leave you vulnerable. Not only does it make it more difficult to ask the right questions, but you also risk hiring unqualified professionals or settling for subpar work.

What To Do Instead:

Educate Yourself — Read up or watch YouTube videos to gain a better understanding of best practices surrounding your project.

Interview Multiple Contractors — Search for and interview at least three contractors who specialize in the type of work you need.

Ask Specific Questions — Inquire about the processes and materials each candidate will utilize.

Seek Recommendations — Get referrals from trusted sources like friends, neighbours, and real estate professionals. We’d be happy to share a list of referrals!

2. CHOOSING BASED SOLELY ON PRICE

Once you’ve interviewed candidates and reviewed their proposals, it’s time to choose your favourite. But don’t make the mistake of rushing to the lowest bid.

While it's natural to want to save money, selecting a contractor based entirely on price can be a costly mistake. Extremely low bids may indicate cut corners, subpar materials, or hidden costs that will surface later.

When evaluating bids, make sure you’re comparing “apples” to “apples” and considering factors like quality, timeline, and scope. Are they fully licensed and insured? How long have they been in business? Do they warranty their work?³

^{What To Do Instead:}

Consider Overall Value — In addition to price, look at experience, reputation, and quality of work.

Ask for Detailed Breakdowns — Understand what's included and what's not in each bid.

Be Wary of Low Bids – Bids that are significantly lower than others may be too good to be true.

Invest in Quality — Remember that quality work comes at a fair price, and investing in a reputable contractor can save you money in the long run by avoiding costly mistakes or repairs.

3. NEGLECTING TO CONFIRM CREDENTIALS & INSURANCE

When you’ve established a good rapport with a contractor, it’s natural to want to believe the best in them. But neglecting to check references and verify licensing and insurance could come back to haunt you.⁴

Hiring an untrained or unlicensed contractor puts you at risk for safety and code violations, not to mention shoddy workmanship. Without proper insurance, you could be left footing the bill for costly repairs, legal issues, or even medical bills if someone gets hurt on the job.⁴ 

Skipping out on a reference check can be equally problematic. It’s your best opportunity to ensure that their promises and your expectations line up with reality.

What To Do Instead:

Verify Licensing and Insurance — Confirm that the contractor is licensed according to local requirements and verify insurance, including general liability and workers' compensation coverage.

Check Reviews — Read online reviews and confirm that the business is in good standing with the Better Business Bureau and other relevant trade groups.

Call References — When contacting references, ask questions and request to see photos of the contractor's completed projects.

Visit Job Sites — If possible, visit a current job site to observe the contractor's work in progress and interaction with clients.

4. PROCEEDING WITHOUT A WRITTEN AGREEMENT

A handshake deal might seem friendly and straightforward, but it's a recipe for misunderstandings and potential legal issues. Verbal agreements are difficult to enforce and leave room for miscommunication about project scope, timelines, and costs.⁵

Instead, you should have a signed contract in place before any work begins.⁶ Paperwork can be tedious, but don’t skip the important step of carefully reading over your contract, asking questions, and pushing back on any terms that make you uncomfortable.

Don’t forget to ask for payment receipts and document any change orders or issues that arise throughout the project, as well.

What To Do instead:

Insist on a Written Contract — Outline all aspects, including scope, materials, timeline, payment schedule, warranty information, and a process for handling change orders.

Understand and Agree — Don't sign anything until you fully understand and agree to all terms.

Keep Documentation — Once you’ve made your final payment, request a receipt marked “Paid in Full” to keep on file for legal and tax purposes.

5. PAYING TOO MUCH UPFRONT

Another common misstep is paying a large sum upfront or the full cost of the project before the work is completed. This can leave you vulnerable if the contractor fails to complete the work or disappears with your money. 

Upfront deposits shouldn’t exceed 10% to 15% of the total project cost.⁷ The remaining payments should be tied to progress milestones outlined in your contract. 

Legal experts caution against paying a greater share of the project cost than the percentage of the work that’s been completed.⁸ If you end up dissatisfied with the outcome, you’ll have much less leverage if you’ve already paid. 

What To Do Instead:

Be Cautious — Avoid contractors who demand large upfront payments or cash-only deals.

Establish a Payment Schedule — Tie payments to project milestones and stick to them.

Pay Only Upon Completion — Never pay in full until the project is completed to your satisfaction and all required inspections have been passed.

6. FAILING TO GET NECESSARY PERMITS

Skipping the permit process might seem like a way to save time and money, but it can lead to serious consequences. Without the proper permits, you risk running afoul of local building codes and regulations, which could result in fines, forced removal of work, or even legal action.⁹ 

Additionally, unpermitted work might compromise the safety and structural integrity of your home, potentially leading to hazardous conditions or diminished resale potential. Homeowners may also find themselves without recourse if issues arise later, as insurance companies often exclude coverage for unpermitted renovations.⁹ 

If you’re under the jurisdiction of a condominium or homeowners’ association, don’t forget to check its bylaws, as well. You may need prior approval to make modifications to your home or yard. Ignoring these restrictions can lead to fines or delays—so don’t skip this important step.¹⁰

What To Do Instead:

Discuss Permits — Talk about permits and association requirements with your contractor before work begins.

Include Permits in the Contract — Ensure that obtaining necessary permits and approvals is part of your contract.

Verify Inspections — Make sure all required inspections are completed during the project.

Keep Records — Keep copies of all permits and inspection reports for your records.

7. IGNORING RED FLAGS AFTER THE PROJECT HAS STARTED

Sometimes a contractor can check all the right boxes—until the work begins. Unfortunately, red flags that are spotted mid-project can be especially challenging to address.

If you’ve already paid a substantial amount or had a portion of your home demolished, you may feel trapped in a bad situation. However, if there are major problems that the contractor is unwilling to address, ignoring them can make things exponentially worse.

Don’t be afraid to seek legal or professional advice if issues persist. Taking immediate, informed, and decisive action is crucial to safeguarding your investment and ensuring the project's ultimate success.¹¹

What To Do Instead:

Review Your Contract — Make sure you thoroughly understand your rights and the agreed-upon terms.

Document Issues — Keep detailed records, including dates, descriptions of problems, photographs of subpar work or materials, and any communications with the contractor.

Communicate Professionally — Arrange a meeting to discuss your concerns, ensuring you remain calm and professional while clearly expressing your expectations.

Request a Resolution Plan — Ask for a plan to address the issues, set a timeline for resolution, and put everything in writing to ensure you’re both on the same page.

Seek Advice — If the contractor is uncooperative or dismissive, consider seeking advice from a legal professional.

BOTTOMLINE

Hiring the right contractor is crucial to the success of your home improvement project. By avoiding these common mistakes, you can significantly increase your chances of a smooth and successful renovation experience. 

Remember, taking the time to thoroughly vet contractors, communicate clearly, and plan carefully will pay off in the long run. Your home is likely your most significant investment, and it deserves the care and attention that comes with making informed, thoughtful decisions about who works on it.

If you’d like help finding a contractor or want to know how planned improvements could impact your home’s resale potential, reach out for a free consultation!

The above references an opinion and is for informational purposes only.  It is not intended to be financial, legal, or tax advice. Consult the appropriate professionals for advice regarding your individual needs.

Sources:

1. FinanceIt -
    https://www.financeit.io/2024-canadian-homeowner-reno-report/
2. HomeStars -
    https://go.homestars.com/l/209902/2023-09-19/3knlc8/209902/16954201083uIFaZeZ/Reno_Report___2023_final.pdf
3. Canadian Home Builders’ Association -
    https://www.chba.ca/finding-a-renovator/
4. The Globe and Mail -
    https://www.theglobeandmail.com/life/home-and-garden/before-starting-work-check-your-liability/article571895/
5. Forum Law -
    https://www.forumlaw.ca/do-verbal-contracts-hold-up-in-court/
6. Canadian Home Builders’ Association -
    https://www.chba.ca/legal/
7. HGTV Canada -
    https://www.hgtv.ca/kenny-brain-advice-on-hiring-a-general-contractor/
8. The Washington Post -
    https://www.washingtonpost.com/home/2024/07/08/how-to-find-good-honest-contractor/
9. HUB SmartCoverage -
    https://www.hubsmartcoverage.ca/blog/what-do-i-risk-if-i-dont-get-permit-during-renovations/
10. Condo Strategies -
     https://condostrategis.ca/en/blogue/condo-renovation/
11. Angi -
     https://www.angi.com/articles/how-complain-contractors-effectively.htm

Pinterest can be a treasure trove of inspiration for homeowners planning a remodel. From dream kitchens to cozy reading nooks, the platform makes it easy to visualize your ideal space. But while it's fun to collect ideas and build boards, Pinterest can also lead you astray if you're not careful. 

Before you get too carried away pinning, here are a few common pitfalls to avoid:

1. Unrealistic Budgets

One of the biggest issues with Pinterest inspiration is that it often features high-end finishes, custom work, and professionally styled photos that don't reflect the true cost. A beautiful bathroom with marble countertops, brass fixtures, and hand-laid tile may cost significantly more than your budget allows. If you use Pinterest as a starting point, be sure to research the actual costs of each element in the real world and discuss budget-friendly alternatives with your contractor that offer a similar look without the hefty price tag.

2. Impractical Layouts

Some designs that look great in photos may not work well in your home. For example, open shelving in a kitchen may be beautiful in a perfectly staged shot, but it requires constant upkeep and dusting. Or that huge kitchen island you've been eyeing may not fit in your floor plan. When evaluating ideas, always consider how your family lives day-to-day and whether the design will be functional in your space.

3. Trend Overload

It's easy to fall in love with a trending style — like bold patterned tiles or all-black everything  — but trends change quickly. What looks current now could feel dated in just a few years. If you're pinning styles that are very specific to a current moment, ask yourself whether you'll still love the look five or ten years from now. Classic, timeless design choices can be accented with trendier details, such as lighting or textiles, which are easier to swap out down the line.

4. Forgetting Local Codes and Climates

Pinterest rarely takes into account local building codes, structural limitations, or regional weather conditions. That gorgeous rooftop deck you pinned might not be feasible in your climate or may require permits and engineering work you didn't anticipate. To determine what's safe and possible in your area, consult with a licensed contractor or architect early in the process.

5. Style Inconsistency

Sometimes, Pinterest leads homeowners to fall in love with multiple styles that don't naturally go together — think rustic farmhouse next to mid-century modern. If you're not careful, your home can end up feeling disjointed. Instead, identify the common threads in your favorite pins. Is it the color palette? The textures? The layout? Use that information to create a more cohesive design plan that reflects your taste without clashing with it.

Yes, Pinterest is a powerful tool for exploring what you like and communicating your vision to a designer or contractor. But it should be used thoughtfully — not as a step-by-step blueprint, but as a jumping-off point. Balance inspiration with reality, and you'll be well on your way to a remodel that's both beautiful and livable.

July 1st isn’t just Canada Day—it also serves as a pivotal checkpoint for assessing how 2025 has unfolded so far and what might be coming in the months ahead.

Canada’s real estate market remains shaped by economic uncertainty, fluctuating interest rates, and global trade tensions. However, a recent rise in existing home sales suggests a more positive shift may be underway.¹

Whether you’re considering buying a home, selling, or simply evaluating your next steps, understanding today’s market is essential. In this comprehensive market update, we examine four key factors influencing today's housing market and provide actionable strategies for navigating these evolving conditions.

MARKET REMAINS SUBDUED, BUT THERE ARE EARLY SIGNS OF RECOVERY

After declining in the first part of the year—primarily due to market uncertainty and an ongoing trade dispute with the U.S.—Canadian home sales rose 3.6% between April and May, marking the first monthly gain in national activity since November 2024, according to the Canadian Real Estate Association (CREA).^2,3 This subtle but significant uptick was largely driven by increased sales in Toronto, Calgary, and Ottawa.³

“May 2025 not only saw home sales move higher at the national level for the first time in more than six months, but prices at the national level also stopped falling,” said CREA Senior Economist Shaun Cathcart. “It’s only one month of data … but there is a sense that maybe the expected turnaround in housing activity this year was just delayed for a few months by the initial tariff chaos and uncertainty.”³

What it means for you:  While it's too early to declare a full rebound, this shift could signal renewed momentum heading into the summer and fall. Buyers may want to act before prices begin to climb again, while sellers should be prepared for a potentially more competitive market in the months ahead. We can help you assess the right time to make a move.

FIXED MORTGAGE RATES OFFER SOME STABILITY

Heading into the second half of 2025, mortgage rates remain top-of-mind for many Canadians. A growing number are opting for fixed-rate mortgages over variable options, not because they’re dramatically cheaper—but because they offer predictability during an uncertain time.⁴

“We all hoped that rates would be a lot lower by now, but with Trump in office there’s just too much uncertainty,” notes Victor Tran, a mortgage and real estate expert with RATESDOTCA. “People don’t want to deal with that, and going for a fixed rate could be a safer bet.”⁴

Economists’ predictions are mixed as to whether the Bank of Canada will cut its overnight rate again before the end of the year. Persistent inflation, along with trade-related economic risks, may continue to limit the scope and speed of any reductions.⁵

What it means for you:  For buyers or homeowners considering refinancing, now is a critical time to speak with a mortgage advisor. Understanding your borrowing power and options can help you act with confidence. We’d be happy to refer you to a trusted mortgage professional in our network.

A RETURN TO BALANCED INVENTORY IN SOME AREAS

After several years of tight inventory conditions, Canada is slowly seeing a more robust supply of homes hit the market—though the story varies by region. There were 201,880 properties listed for sale in May, a 13.2% year-over-year increase, though still about 5% below the long-term average.³

With a national inventory of 4.9 months, Canada’s real estate market is currently balanced. This means there’s no strong tilt toward either buyers or sellers nationally, but significant regional differences remain.³ 

“If you’re looking to buy or sell a property heading into the second half 2025, you’ll need to understand how national trends are or are not playing out locally, so contact a REALTOR® in your area today,” advises CREA Chair Valérie Paquin.³

What it means for you:  Whether you’re house hunting or planning to list your home, local market conditions matter more than ever. Having a knowledgeable agent by your side can help you understand supply and demand in your area—and strategize accordingly. 

For buyers, we can help identify hidden gems and guide strong offers. For sellers, we can develop marketing strategies to move your home efficiently, even in a competitive landscape.

HOME PRICES PAUSE—BUT NOT ACROSS THE BOARD

Home prices nationally stabilized in May, with the MLS® Home Price Index down just 0.2% month-over-month—a notable slowdown after three consecutive months of 1% declines. However, prices are still down 3.5% from May 2024, and the national average sale price of $691,299 reflects a 1.8% year-over-year dip.³

However, the story differs among regions. According to the Royal Bank of Canada, high-priced markets like Southern Ontario and parts of British Columbia remain especially soft.⁶ 

Elsewhere in the country, price trends appear more stable. Prairie cities such as Edmonton, Saskatoon, and Regina, along with markets in Quebec and Atlantic Canada like Quebec City and St. John’s, have held up relatively well. While not entirely insulated from broader economic uncertainty, these areas have thus far avoided the steeper price corrections seen in the most expensive regions.⁶

What it means for you:  If you're a buyer with flexibility around property type and location, this shifting market could present valuable opportunities—particularly in areas seeing price corrections. 

For sellers, understanding local supply and demand is essential, and a tailored strategy may be needed to stand out. We're here to help you make sense of the data and navigate these conditions with confidence.

LET’S MAKE YOUR NEXT MOVE A SMART ONE

While national housing reports can give you a “big picture” outlook, much of real estate is local. And as local market experts, we know what's likely to impact sales and drive home values in your particular neighbourhood. 

For buyers, this could be the most favourable environment in years. For sellers, the right strategy, price, and timing are more important than ever. And for homeowners, understanding your property’s value in a shifting market can help with decisions about refinancing, renovating, or investing.

The best decision is an informed one, and that’s where a trusted real estate professional comes in. We have the local insight, negotiation skills, and market knowledge to help you succeed—whether you're buying your first home, selling your third, or simply weighing your next move. Reach out today to start a conversation about your goals and how the current market can work for you.

The above references an opinion and is for informational purposes only.  It is not intended to be financial, legal, or tax advice. Consult the appropriate professionals for advice regarding your individual needs.

Sources:

1. RBC Economics -
    https://www.rbc.com/en/thought-leadership/economics/canadianhousing/monthly-housing-market-update/canadas-housing-market-finds-a-footing-in-may/
2. Global News -
    https://globalnews.ca/news/11181839/canada-home-sales-april/
3. Canadian Real Estate Association -
    https://stats.crea.ca/en-CA/
4. Canadian Mortgage Professional -
    https://www.mpamag.com/ca/mortgage-industry/industry-trends/dont-expect-canadian-mortgage-rates-to-see-a-big-decline-anytime-soon/537204
5. Yahoo! Finance -
    https://ca.finance.yahoo.com/news/what-will-the-bank-of-canada-do-next-economists-forecasts-are-all-over-the-place-155451996.html
6. Royal Bank of Canada -
    https://www.rbc.com/en/thought-leadership/economics/canadianhousing/special-housing-reports/early-signs-of-renewed-housing-market-confidence-emerge-in-canada/